{"id":6803,"date":"2015-05-08T12:00:53","date_gmt":"2015-05-08T11:00:53","guid":{"rendered":"http:\/\/www.bilten.org\/?p=6803"},"modified":"2015-05-08T12:03:51","modified_gmt":"2015-05-08T11:03:51","slug":"rast-stednje-u-bh-bankama","status":"publish","type":"post","link":"https:\/\/www.bilten.org\/?p=6803","title":{"rendered":"Rast \u0161tednje u bh. bankama"},"content":{"rendered":"<p>Potaknuti objavom bankarskih informacija o izra\u017eenom rastu \u0161tednje gra\u0111ana BiH koja je na kraju aprila iznosila 9,5 milijardi konvertibilnih maraka, novinari <a href=\"http:\/\/www.slobodna-bosna.ba\/vijest\/21045\/slobodna_bosna_istrazila_u_bih_zivi_512_milionera.html\" target=\"_blank\">Slobodne Bosne<\/a> odlu\u010dili su istra\u017eiti njenu strukturu. Prema njihovim saznanjima u BiH trenutno \u017eivi 512 milijuna\u0161a. Ukupan udio njihove \u0161tednje iznosi 630 milijuna KM \u0161to ukazuje da je \u0161tednja me\u0111u njima prili\u010dno &#8220;ravnomjerno&#8221; raspore\u0111ena. Iako se nu\u017eno odmah name\u0107e slika o razinama socijalne nejednakosti u BiH, va\u017eno je naglasiti razloge izra\u017eenog rasta \u0161tednje.<\/p>\n<p>Rast \u0161tednje je karakteristi\u010dan za recesijsko razdoblje jer se zbog nepovoljnih uvjeta odustaje od investiranja. A i potro\u0161nja se odga\u0111a zbog pretpostavke da \u0107e cijene nastaviti padati. Me\u0111utim, rast \u0161tednje u BiH je sna\u017eniji nego u drugim zemljama u okru\u017eenje gdje iznosi otprilike izme\u0111u 3 i 4%. U BiH je taj rast dosegnuo 10%. Pored standardnih razloga koje dijeli s ostalim zemljama, dodatna dva faktora doprinose takvom rastu. Kamate na \u0161tednju u bh. bankama su u prosjeku 50% vi\u0161e nego u ostalim europskim zemljama i tako dodatno destimuliraju investiranje i potro\u0161nju. A drugi razlog je taj da pored visokih kamata \u0161tedi\u0161ama na ruku ide i izostanak bilo kakvog oporezivanja tih kamata. Kako BiH nema porez na kapitalnu dobit, tako ima i nultu stopu poreza na zaradu od \u0161tednje.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Potaknuti objavom bankarskih informacija o izra\u017eenom rastu \u0161tednje gra\u0111ana BiH koja je na kraju aprila iznosila 9,5 milijardi konvertibilnih maraka, novinari Slobodne Bosne odlu\u010dili su istra\u017eiti njenu strukturu. Prema njihovim saznanjima u BiH trenutno \u017eivi 512 milijuna\u0161a. Ukupan udio njihove \u0161tednje iznosi 630 milijuna KM \u0161to ukazuje da je \u0161tednja me\u0111u njima prili\u010dno &#8220;ravnomjerno&#8221; raspore\u0111ena. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6807,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"theme":[],"country":[],"articleformat":[205],"coauthors":[16],"class_list":["post-6803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","articleformat-vijest"],"_links":{"self":[{"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/posts\/6803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6803"}],"version-history":[{"count":3,"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/posts\/6803\/revisions"}],"predecessor-version":[{"id":6806,"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/posts\/6803\/revisions\/6806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=\/wp\/v2\/media\/6807"}],"wp:attachment":[{"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6803"},{"taxonomy":"theme","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftheme&post=6803"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcountry&post=6803"},{"taxonomy":"articleformat","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Farticleformat&post=6803"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.bilten.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcoauthors&post=6803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}